The genius of the Private Reserve Strategy is the ability to maximize the power of compound interest. 

TIME - lots of it and without interruption -- is a friend of compound interest. 

Unfortunately, many folks disrupt the compounding interest cycle every few years by dipping into their savings to pay for major purchases in life such as automobiles, college, weddings, vacations, etc.  Few of us realize the devastating effect such action will have on our ability to produce what we will need for future retirement needs.

Getting out of debt is an incredibly worthwhile goal, paying cash, an equally desirable payment method once that debt is eliminated.  We applaud all those who have disciplined themselves to arrive at that exalted state! 

The only problem with paying cash is that. in order to buy the items we need, we must dip into and diminish our reserves (savings).  When we do, we disrupt the compound interest cycle.

You see, we finance everything we buy, whether we borrow or pay cash.  When we borrow, we pay interest for the use of someone else's money.  But when we use our own money, we give up interest we could have earned on that money had we kept it and put it to work.

Too many people, both individuals and businesses, fail to understand the value of their own money.  They understand that using other people's money is expensive, but they tend to consider their own money free.  Nothing could be further from the truth.  When considering any purchase, we must respect the value of our own money and calculate the lost opportunity cost of using it.

We'd like to suggest there is an  more efficient way of financing  major life purchases which allows us to "have our cake and eat it, too," financially speaking.    We help folks establish and utilize the Private Reserve Strategy which enables them to make major life purchases without draining their savings.  The key to an the Private Reserve Strategy is the ability to collateralize, rather than spend down, their reserve funds.

You probably don't fully comprehend what it is we're talking about, but we assure you that the concept is not only intriguing, but very, very powerful, and it really works!  Contact us for more information.